Boat, RV, and Other Types of Vehicle Insurance
 Peter Laczko Insurance works with multiple companies to make sure that all your vehicle insurance needs can be met. This also gives Peter Laczko Insurance the chance to get you the best plan for the best price possible. Contact us today at (888) 883-1650 for the best insurance that meets your needs.
Boat Insurance
Owning a boat, yacht, or personal watercraft is a big investment. You might want to protect that investment with a boat insurance policy. For very small boats with under 25hp engines, your homeowners' policy may cover a portion of the vessel (most often limited to $1,000). For boats with engines exceeding 25hp, we recommend full coverage including liability insurance and physical loss or damage coverage. The cost of coverage is determined by evaluating the size, type, and value of your craft, as well as how it's used and the power of its engine(s).
Comprehensive Boat Insurance Coverage
- Theft
- Bodily Injury Caused to Another Person
- Property Damage to Someone Else's Property
- Medical Payments for Injuries to You & Other Passengers
- Guest Passenger Liability for Any Legal Expenses Incurred by Someone Using the Boat with Your Permission
RV Insurance
Since your RV or travel trailer is like a house on wheels, you have special insurance considerations. Many people opt to use a standard auto policy to cover their RV, but there are many things that are not covered by a standard auto insurance policy. Your RV or travel trailer is much more than a car because it's filled with personal possessions, including laptops, DVD players, vacation gear, clothing, and jewelry. In addition, when you're parked at a campground or resort, you may be liable for the area surrounding your RV (much like the property around your home). This type of liability is not covered by an auto insurance policy. What's more, if your RV is damaged in an accident while you're vacationing, you need to make other arrangements for transportation and lodging while it's being repaired. All of these scenarios can run into thousands of dollars. However, when you opt for RV insurance, you and your investment are well protected.
Golf Carts
Do you need golf cart insurance? Most people would say, "No," but think again! Your homeowners' policy covers your cart and your liability (verify your policy for details) if you're using it for what it was intended: on the golf course. Because many communities now allow golf carts off the course and within the community roadways, many are at risk. You or your loved ones could be injured or you can be held liable for any damages while using your cart on a community's roadways.
Commercial Auto Insurance
If your business uses a single vehicle or a fleet of vehicles, we can cover it! It doesn't matter how many drivers you have or what their ages and driving records are.
Contact us today at (888) 288-7557
for insurance policies that cover your private vehicles and watercraft.
|
Florida, Georgia,
Alabama, District of Columbia, Colorado,
Idaho, Indiana, Louisiana, Michigan, Mississippi,
North Carolina, South Carolina, Tennessee, Texas, Ohio, Oklahoma and Utah. |
 |
