Owning a boat, yacht or personal watercraft is a big investment. You will want to protect that investment with a boat / vessel insurance policy. (For very small boats with under 25 horsepower engines, your homeowner’s policy may cover a portion of the vessel, most often limited to $1000. Contact us for more details.)

For boats with engines over 25 horsepower we recommend full coverage; including liability insurance and physical loss or damage coverage. The cost of coverage is determined by evaluating the size, type and value of your craft, how it is used and the power of the engine(s).

Comprehensive boat insurance also covers:

• Bodily injury—for injuries caused to another person
• Property damage—for damage caused to someone else’s property
• Guest passenger liability—for any legal expenses incurred by someone using the boat with the owner’s permission
• Medical payments—for injuries to the boat owner and other passengers
• Theft

For a custom quick quote, select your insurance product and state below. You can also contact our office 7 days a week from 9:00 a.m. to 9:00 p.m. and one of our agents will assist you.