The Facts About Georgia Specialty Insurance
Motor vehicle insurance is needed for any specialized vehicles you may have. This includes golf carts as well as classic, antique and exotic cars.
Golf carts are used for more than driving across the fairway. It’s best to have an insurance policy that will cover you and your vehicle, even if you’re driving from one side of the driveway to the next.
Some elements of golf cart insurance policies may be:
- Accessory coverage
- Bodily injury
- Property damage liability
- Transport trailer
To qualify for this coverage, you need to know what can be designated a classic car. Additionally, antique cars have some restrictions that must be followed. There are a number of coverage options available that may include:
- Medical payments
- Uninsured motorist
An agent will be able to help you determine what you need and whether or not your car can be given this distinction before proceeding.
This specialty insurance is needed if you have a car that is designated an exotic car, whether it is classic or current. These types of policies have high liability limits to provide an extra layer of protection for your vehicle. Cars that usually fall in this designation are:
- Aston Martin
- Other high-profile, expensive car selections.
If you have invested quite a bit of money into restoring your car to tip-top condition, insurance intended for classic cars may be necessary. As a collector, you want to maintain the quality and standard of your investment. Classic car insurance differs from standard auto insurance since you are not using the vehicle on a regular basis. There are a number of vehicles that fall under this designation, and speaking to an insurance agent will help you determine your needs and requirements. Some of the coverage options that may be available are:
- Agreed value coverage
- Restoration coverage
- Flexible usage coverage.
Put your worries to rest, and protect your investment properly. Using an independent agency with a stellar reputation can help you compare quotes and find the best rates with multiple insurance carriers. You’ll get you what you need while watching the coins in your wallet. For trusted service in the Atlanta, Georgia, area, contact Peter Laczko Insurance, the insurance professionals who will get the job done!