{"id":230,"date":"2018-04-23T08:00:00","date_gmt":"2018-04-23T08:00:00","guid":{"rendered":"https:\/\/www.insureyourtoy.com\/blog\/?p=230"},"modified":"2018-06-11T18:49:48","modified_gmt":"2018-06-11T18:49:48","slug":"home-owners-transition-basics","status":"publish","type":"post","link":"https:\/\/www.insureyourtoy.com\/blog\/home-owners-transition-basics\/","title":{"rendered":"Home owners transition basics"},"content":{"rendered":"<div class=\"ng-binding\">\n<p>In today&#8217;s life transitions, people no longer stay in one family home for generations.&nbsp;Often people will live and own several houses of different sizes,&nbsp;in different areas of the country during their lives.&nbsp;Transitioning you should know a few basics so a new place to live doesn&#8217;t dazzle you and then surprise you with costs you don&#8217;t anticipate.<\/p>\n<p>Be aware of your paper trail<\/p>\n<ul>\n<li>Know your credit rating: This can make a difference in your insurance premium.<\/li>\n<li>Check your any home insurance claims that you might have filed.&nbsp;&nbsp;Your agent can look at various sites for you and determine how it will affect future insurance.<\/li>\n<li>Renters <g data-gr-id=\"32\" id=\"32\">insurance<\/g> It can be important to have a history of insurance when you are buying.<\/li>\n<\/ul>\n<p>Things to look for<\/p>\n<ul>\n<li>Construction of the house: &nbsp;Look at the location of where you want to move, it may come with hidden problems like flooding hurricanes or weather.<\/li>\n<li>Age of the house: Older homes sometimes have features that are costly to deal with repairs.&nbsp;These replacements may raise the cost of insurance. &nbsp;<\/li>\n<li>Current codes:&nbsp;The age of the house and updates may indicate whether or not it&rsquo;s up to code.&nbsp;This may affect insurance rates.<\/li>\n<li>Mechanical systems and safety devices: &nbsp;Plumbing, electric, HVAC, as well as smoke, fire and burglar alarms <g data-gr-id=\"52\" id=\"52\">all<\/g> wear out in time. Recent upgrades make for a safer home and minimize insurance.<\/li>\n<li>Pool, wood burning stove: Wonderful to have, but you will need higher property and liability.<\/li>\n<li>Fire department: Little known is that if a home is located near a fire station and a hydrant close by have reduced insurance.&nbsp;Also, there&rsquo;s a bonus for a professional rather fire department.<\/li>\n<\/ul>\n<div>\n<div>\n<div>\n<div>Peter Laczko Insurance Inc. serving Woodstock, GA can help you find the insurance you need.<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>&nbsp;<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>In today&#8217;s life transitions, people no longer stay in one family home for generations.&nbsp;Often people will live and own several houses of different sizes,&nbsp;in different areas of the country during their lives.&nbsp;Transitioning you should know a few basics so a new place to live doesn&#8217;t dazzle you and then surprise you with costs you don&#8217;t [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[88,83],"class_list":["post-230","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-peter-laczko-insurance-inc-2","tag-woodstock-ga"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"In today&#039;s life transitions, people no longer stay in one family home for generations. 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