{"id":234,"date":"2018-05-21T08:00:00","date_gmt":"2018-05-21T08:00:00","guid":{"rendered":"https:\/\/www.insureyourtoy.com\/blog\/?p=234"},"modified":"2018-06-11T18:50:16","modified_gmt":"2018-06-11T18:50:16","slug":"i-only-use-my-rv-once-a-year-do-i-really-need-rv-insurance","status":"publish","type":"post","link":"https:\/\/www.insureyourtoy.com\/blog\/i-only-use-my-rv-once-a-year-do-i-really-need-rv-insurance\/","title":{"rendered":"I Only Use My RV Once a Year. Do I Really Need RV Insurance?"},"content":{"rendered":"<p>You and your family enjoy spending time camping in the Woodstock, GA area.&nbsp;It&rsquo;s your time to spend some quality time in nature.&nbsp;Once a year, you load all of your supplies into the RV and hit the road for a little adventure.&nbsp;The rest of the year, that RV sits beside the garage on your property.&nbsp;So, you may wonder if you really need to <g data-gr-id=\"21\" id=\"21\">insure<\/g> the RV if you only use it once a year.&nbsp;The answer is yes!&nbsp; While your RV may have some protection under your homeowner&rsquo;s policy while it is parked on your property, it is not covered once it is on the road.&nbsp; The agents at Peter Laczko Insurance Inc. can talk with you about RV insurance policies that fit your travel style.<\/p>\n<p>As an RV is your &lsquo;home away from home&rsquo; when you are on the road, there are several things to consider when looking at RV insurance policies.&nbsp;You should consider including total loss replacement should the RV be damaged beyond repair.&nbsp;This is particularly important is the RV is less than five years old.&nbsp;You will also want to have coverage for all of the RV&rsquo;s contents.&nbsp;Some policies also have provisions for emergency funds for housing and meals should there be an accident that renders the RV uninhabitable.&nbsp;While liability coverage is required by law, you may consider the amount of coverage a policy provides as RVs are large vehicles.&nbsp;Also, talk with your agent about the possibility of temporarily suspending portions of the policy when the RV is not on the road.&nbsp;This saves some money over time.&nbsp;The agents at Peter Laczko Insurance Inc. understand the needs of RV owners in the Woodstock, GA area.&nbsp;Call today!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You and your family enjoy spending time camping in the Woodstock, GA area.&nbsp;It&rsquo;s your time to spend some quality time in nature.&nbsp;Once a year, you load all of your supplies into the RV and hit the road for a little adventure.&nbsp;The rest of the year, that RV sits beside the garage on your property.&nbsp;So, you [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[88,83],"class_list":["post-234","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-peter-laczko-insurance-inc-2","tag-woodstock-ga"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.insureyourtoy.com\/blog\/wp-json\/wp\/v2\/posts\/234","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insureyourtoy.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insureyourtoy.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insureyourtoy.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insureyourtoy.com\/blog\/wp-json\/wp\/v2\/comments?post=234"}],"version-history":[{"count":1,"href":"https:\/\/www.insureyourtoy.com\/blog\/wp-json\/wp\/v2\/posts\/234\/revisions"}],"predecessor-version":[{"id":235,"href":"https:\/\/www.insureyourtoy.com\/blog\/wp-json\/wp\/v2\/posts\/234\/revisions\/235"}],"wp:attachment":[{"href":"https:\/\/www.insureyourtoy.com\/blog\/wp-json\/wp\/v2\/media?parent=234"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insureyourtoy.com\/blog\/wp-json\/wp\/v2\/categories?post=234"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insureyourtoy.com\/blog\/wp-json\/wp\/v2\/tags?post=234"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}