Drowsy driving is one of the most dangerous things that you can do. It is responsible for approximately 100,000 crashes every single year that are reported to the police – and it is estimated that thousands more go unreported. More than 50% of adult drivers have admitted that they have driven while drowsy, and it is not something that you should ever do.

If you fall asleep behind the wheel, you could veer into oncoming traffic, slam into the car behind you, run into wildlife, or even veer off the road. You never know what could happen, which is why it’s so dangerous.

There are several tips that you can follow to help avoid drowsy driving. Be sure that you get a full night’s sleep, ranging from 7 to 9 hours. If you are tired when you are getting into the car to drive yourself home, to work, or anywhere else, admit to yourself that you are not completely conscious. Call someone to come get you, even if it means paying for a taxi.

When you are doing long-distance driving, split the driving duties with someone else. You should also plan on taking a break every 100 miles or so in order to stretch and get your wits about you. If you are fighting the urge to fall asleep behind the wheel, pull off the highway. You can take a 20 minute nap at a rest stop or you can check into a hotel or motel for the night.

It’s best to be honest about your drowsiness as opposed to pushing yourself and getting into an accident.

Call us at Peter Laczko Insurance today to learn more about how to stay safe on the roads. We can provide you with crime insurance quotes and answer any questions that you have about becoming insured in Lebanon, GA.

 

 

Mountain Park, GA is a unique area because it’s only zoned for residential buildings. All residents in 30087 have to do their shopping and other business outside of town, though there are plenty of neighboring towns to choose from.

When you’re out on the roads on Mountain Park, you will need car insurance. The best quotes are out there and you will want to work with agents to help you get them. This way, you can learn about all of the coverage options and determine which company has the most affordable rates.

We have independent agents to help you with the quotes. Independent means that we are independent of any insurance companies out there. This allows us to talk to you about all of the available companies. We will show you the pros and cons of each company and help you to find a policy with the most coverage.

There are plenty of coverage options available to you in Mountain Park, GA. You will want to look at such things as:

– Liability above and beyond state requirements

– Collision

– Comprehensive

– Uninsured motorist

– Rental car coverage

– More

As you drive throughout the 30087 area and beyond, you want peace of mind. There are accidents on the roads of GA every day and it’s important to be prepared. Car insurance can protect your car on the roads and off, including with what could happen in a parking lot or because of hail.

There’s no need to get the quotes on your own. We have some of the best agents around and we will help you with getting the most affordable policy with the maximum amount of coverage so you don’t have to worry about those “what if” scenarios. Contact us today for more information.

Woodstock, Georgia is the place to be, according to many of its residents. There are microbreweries, a bustling downtown, and a number of other attractions. The area is quickly growing and has a population of around 24,000 people. There are plenty of restaurants and galleries to visit and depending on where a person is headed, the roads can be crowded.

When you have a learners permit in your household, it has to be added to your car insurance policy. The question is, will your policy become more expensive? It all depends on whether you work with agents who have your best interests in mind or not.

We are independent agents, which basically means we work with an array of insurance companies throughout Georgia. This works out to your benefit because it allows us to provide you with more quotes and more information about the options that are out there. We don’t push one company over another and this should give you the confidence that you’re looking at the best overall picture.

A learner’s permit is going to cost a little more than without one in the home. This is because there is a higher risk thanks to the new driver. However, with our agents working for you in Woodstock, it’s possible to find the lowest possible premium.

Since there is a learner’s permit on your car insurance policy, it may also be advantageous to explore more liability than the minimum in Georgia – and this is something we can discuss with you. It protects you financially in the event that there is an accident that involves a lot of property damage or personal injuries.

A policy doesn’t have to be expensive, so you have to be realistic about what you can afford and gain help from our agents. Call and receive assistance today!

Throughout Woodstock, Ga, there are plenty of things to keep you busy. With shopping, concerts, farmer’s markets and more, you are always on the go. As soon as you have a child that reaches driving age, they are going to want to be on the go as well. A learner’s permit opens up all sorts of issues with car insurance and you want to know how it’s going to impact your policy.

With someone in your house that has a GA learner’s permit, they need to be added to your car insurance policy. This will allow them to drive throughout Woodstock and beyond, as long as they have a licensed driver in the car with them.

Adding a young driver to your policy can be expensive and that’s why we have agents to help you find the best policy. We’re going to make comparisons between multiple companies so you can get a clear idea as to who has the cheapest policy.

Our agents want to make sure you have sufficient coverage with someone who has a learner’s permit. The young driver doesn’t have that much experience on the roads of Woodstock GA and therefore you have to consider higher levels of liability and other forms of coverage as well. This ensures that, in the event of an accident, you are not paying for some of the damages and hospital bills out of your own pocket.

Allow our agents to find car insurance that works for the needs of your household. You may have a young driver that you need to insure, but that doesn’t mean you have to pay a fortune. Affordable insurance is out there and we can help to find it.

Find out more about insurance and start getting quotes today!

Woodstock, GA has a lot going on. There’s a vibrant Main Street with antiques, art, and local restaurants to enjoy. The city gets its fair share of rain and snow throughout the year and the population is growing annually. The best car insurance quotes are out there to save you money, though there are some things to look for within the quotes.

When you are in the 30188 area of Woodstock, it’s important to know all about car insurance.

What are the Levels?

Our agents will go over all of the levels within the quotes so you know what your levels are within each type of coverage. Knowing the levels will help to maximize coverage and prevent paying out of pocket when you are involved in an accident in the 30188 ZIP code – or anywhere else in the city. We take the time to find higher levels of coverage at affordable premiums.

What Coverage is Included?

Your car insurance quotes need to be comparable to one another and therefore they need to include the same level of coverage. Liability for property damage and personal injury are required by the state. However, you also have to look at collision and comprehensive coverage in GA to have complete peace of mind when you’re on the roads.

What are the Discounts?

When you live in the 30188 zip of Woodstock, GA, you want to ensure the car insurance quotes are inclusive of all discounts that you qualify for. This includes homeowner, multi-car, and other discounts. By talking to one of our agents, we can see to it that all discounts are included so you can get the best possible savings.

Contact our agents today to begin getting some of the best insurance quotes!

Young drivers in Mountain Park, GA can find that car insurance is often more expensive than they may initially expect. Even if you only purchase a policy that meets the minimum standards of the state and covers against liability concerns, it is still possible that you will pay higher rates than you expect. Fortunately, there are ways to obtain more affordable rates, even as a young driver.

Ask About Discounts

Discounts that can apply to your policy will depend on the insurance provider; however, there may be lower rates for having good grades, taking a defensive driving course or being part of the military. The reduced rates that are available can vary, so you should ask about discounts before you assume that a reduction will apply.

Apply any reductions that apply to your car insurance policy in Mountain Park, GA so that you can get the protection that you expect.

Maintain Good Credit

A good credit rating can be as important as a good driving record. If you have a high credit score, then your rates will usually be lower than average. Keep in mind that a limited credit history will still suggest that you are inexperienced, so it may not have the same impact as an older driver’s historical information.

Increase the Deductible

If you are willing to pay a bit more for the deductible, then it can help reduce your premiums and monthly rates. Even a small increase in the deductible can have a positive impact.

There are several ways to reduce your rates and enjoy your new vehicle. The key is obtaining the best reductions that are available for your situation. To learn more about discounts or saving solutions, contact us to talk to an independent agent today.

The age at which your vehicle will fall under the "antique" or "collectible" category is entirely dependent upon the state where you live. It is best to speak with an antique auto insurance provider in your area to get the exact requirements for this type of insurance, but the general guidelines below may help.

In most states, the age requirement for a car or truck to be categorized as an antique is usually at least 25 years. Some states have a 35 year requirement. More rarely, certain states have antique auto requirements of only 20 years. However, 20 years is the minimum age at which any U.S. state will classify an auto as a classic or as an antique.

The age of the vehicle might not be the only determinant, and each state does have their own individual guidelines regarding what cars are fit to bear that coveted "classic car" license plate. Just because a car is very old does not necessarily mean that it is going to be given the antique auto designation. One example would be that if you have a vehicle that is 35 years old, but is in a bad state of repair and is not currently running. Such a car would be unlikely to be classified as an antique for insurance purposes.

If you own a vehicle that you feel might qualify for antique auto insurance, our insurance agents would be happy to talk to you about getting the coverage that you need. We offer competitive pricing and live comparative rates from multiple major carriers, all in one convenient place. Feel free to give us a call or to use our comparison tool on our website anytime! We are happy to help you get the antique auto coverage you need.

On a typical Saturday morning in Woodstock, GA, you head for the grocery store to stock up on food for the week. Everything seems normal as you pull into a prime spot in the parking lot. After doing your shopping, you leave the store and head back to your vehicle. As you get closer, your smile turns to a frown. Someone has hit your car and left a big dent in the side.

After looking at the damage for a minute, the next thing you do is to look for a note on your windshield. There is none. Then, you survey the area and look for someone who might have witnessed the accident. No luck there. You have been the victim of a hit and run. The driver who backed into your vehicle is long gone and you are left with only a few options. You could take your automobile to a body shop and pay for the repairs out of your own pocket, or you can file a claim with your insurance carrier.

If your Georgia auto insurance policy includes uninsured motorist coverage, it will cover properly documented claims. Damages to your car in such instances are also covered under the provisions of your automobile collision coverage. If someone backs into your parked vehicle and the driver can not be identified, you should take pictures of the damage and note the date and time of the incident. Then contact the police and your insurance company to report the incident.

It is understandable that you might be upset after such an incident. However, don’t let it completely ruin your day. Parking lot accidents happen every day. When the other driver who caused the damage can not be found, your insurance will pay to have your vehicle repaired.