Do I Have to Purchase RV Insurance If I’m Renting an RV?

Renting or leasing an RV is the most cost-effective way to take a road trip, especially if you only get to do it once every year or so. When you decide to take off on this type of adventure, you need to have the right type of insurance to make sure you and your family have the protection you need. In Woodstock, GA, the agents of Peter Laczko Insurance Inc. can help you accomplish that goal. 

The Rental or Lease Agreement

In most cases, when you lease or rent a recreational vehicle for a getaway weekend or vacation you are offered to purchase insurance as part of the agreement. You can also choose to purchase the insurance through your own insurance company. Most companies require some degree of coverage over and above what you carry as part of your regular auto or vehicle insurance. Recreational vehicle insurance is slightly different and must be added separately.

Additional Coverage

If you choose to purchase the insurance from the leasing agency, it will only cover the vehicle itself. It’s a good idea to look into additional coverage through your personal agent to make sure your own belongings are covered as well.

Residents who live in the Woodstock, GA can call the agents of Peter Laczko Insurance Inc. if they have questions about RV insurance or what they need to do if they lease an RV. Agents can provide them with the information they need to make an informed decision. If you plan on having a fun vacation, you don’t want to worry about mishaps that could cost you financially. Call the agency today to find out about recreational vehicle insurance and how it can protect you.

Golf Cart Insurance in from Peter Laczko Insurance Inc. in Woodstock, GA

If you rely on a golf cart to get around your neighborhood in Woodstock, GA, you don’t have to register it at the DMV. However, it’s important to make sure you have the coverage you need while operating your gold cart. Consider what coverage would benefit you regarding your golf cart. If you just drive from one green to another, you might not think you need golf cart insurance. However, every time you transport other people, you open yourself to liability.

Who Should Get Golf Cart Insurance?

If you rely on your golf court as a primary means of transportation around your gated community or retirement park, you should seriously think about getting this coverage.

Whether you drive on the cart on the green or on the roadways, proper coverage is essential to protect your valuable asset. You can’t depend on your homeowner’s insurance to cover you if you leave your property. Peter Laczko Insurance Inc. representatives can help you determine whether your homeowner’s policy covers your golf cart at all.

What is covered?

A golf cart policy includes the following coverage:

  • Property damage
  • Bodily injury
  • Collision and comprehensive

This insurance covers the cost to replace or repair damage to your cart in incidents. If you cause an accident, the policy may cover expenses and injuries to another person and their property.

Having a golf cart can be a great asset for those who tire easily, have limited mobility or cannot walk long distances. Don’t give up your golf game. Contact Peter Laczko Insurance Inc. in Woodstock, GA to set up an appointment for a quote today.