What Does Golf Cart Insurance Cover?

For those that live in the Woodstock, GA area, owning a golf cart could be a great convenient option. Not only are these a good asset to have when golfing, but it can also provide you with a convenient mode of transportation to make a quick trip. If you are going to own and drive a golf cart, it is important that you also have it properly insured. There are several forms of coverage that are provided by a golf cart insurance policy.

Coverage for Asset

One form of coverage that you will receive with your golf cart insurance policy is coverage for your asset. If you own a golf cart, you will likely have made a big investment into the purchase. Since accidents, theft, and other forms of damage to occur from time to time, having a golf cart insurance policy to protect it could be a great option. 

Liability Protection

Another advantage of having golf cart insurance is that it can provide you with liability protection. If you operate your golf cart and cause an accident, you are going to be required to pay restitution. Depending on the incident, this could be expensive. Fortunately, the golf cart insurance policy will give you coverage to ensure you can cover any damages you cause. 

If you own a golf cart near Woodstock, GA, it is important that you get the right form of insurance in place. When you are going to get this form of insurance, you should reach out to the team at Peter Laczko Insurance Inc. The professionals at Peter Laczko Insurance Inc. are aware of the unique features that a golf cart insurance policy needs to have. They can then help you to get into an insurance policy that meets your needs. 

Can You Insure an Electric Vehicle?

Insuring an electric vehicle is no different than insuring another vehicle that runs on gasoline, except for a vehicle that has autonomous self-driving features. At first, it might seem that a car that can drive itself is more difficult to insure. Surprisingly, it is not. As more road hours accumulate for self-driving vehicles there have been bad accidents; however, overall the number of accidents are fewer. This happens because self-driving vehicles are better drivers than humans are.

Other Benefits of Electric Vehicles

Saving the environment is a big concern for everyone. The electricity used to power electric vehicles should come from a sustainable alternative energy source, like solar power. Then, you will save more on expensive gasoline and help the environment at the same time.

Maintenance costs for electric vehicles are lower because there are fewer parts than are found in gasoline combustion engines. One excellent use of an electric vehicle is for a backup energy source. If the power goes out, and there is a fully-charged electric vehicle in the garage, it can provide the power you need. This comes in handy in the case of an emergency.

Getting Electric Vehicle Insurance

If you are thinking about buying an electric vehicle, work with your agent at Peter Laczko Insurance Inc. serving Woodstock, GA and the surrounding area, Your agent will get everything set up so that you can go to any dealer and get any vehicle that you want. Your agent can also tell you the insurance cost of any model that you are considering.

If you already own an electric vehicle, get an insurance review because there may have been positive changes since the last time you checked the rates.


Electric vehicles are the wave of the future. The insurance industry responded to their deployment with very positive insurance support that encourages people to consider buying these types of vehicles. To get an insurance review for every type of vehicle and a quote, contact your agent at Peter Laczko Insurance Inc. in Woodstock, GA.