Month: August 2017 Having A Classic Car Appraisal Is Necessary For Proper Insurance Coverage Posted on August 21, 2017August 7, 2017 by AgentInsure If you own a classic car, it is important to get the right coverage to protect your investment. One of the key elements to obtaining the right coverage is to have your car appraised by a certified professional vehicle appraiser. Having this critical information is not only necessary for coverage through most companies, but it ensures that you have the proper coverage. The Appraisal Process You will want to find a reputable and knowledgeable appraiser that your insurance company will recognize when writing your policy. You can get a referral from a fellow car enthusiast or you may even get a recommendation from individuals in the automotive repair and sales field. You can even find them in your area by searching the internet. Upon receiving your appraisal, you then present it to your insurance company and insure your vehicle for the appropriate amount. Having this documentation available becomes key during the claims process. Accident Claims In most cases, accidents involving classic cars are the fault of the other driver, but there is an issue that you will probably run into during the claim. The other party’s insurance company will contest with a diminished value claim. Having your appraisal will help cement your claim and get the money you deserve during the claims process. Without a certified appraisal, you will not get enough to repair or replace the car adequately. If you make any additions or adjustments to your vehicle, you should have the car appraised accordingly and let your insurance company know immediately. Keep a record of all receipts and communications regarding the vehicle as advised by Georgia Office of Insurance Safety. Having a classic car with the appropriate insurance requires you to have a certified appraisal that backs your insurance coverage in case of an accident. Protect your investment by keeping your appraisal updated and always inform your insurance company of any changes. If you are looking for high quality classic car insurance coverage in Woodstock, GA, Peter Laczko Insurance Inc. can help you get the coverage you need. Call or stop by for more information about insurance products. In Woodstock, GA: Does RV Insurance Cover the Theft of Items From Your RV? Posted on August 4, 2017August 7, 2017 by AgentInsure Whether you live in Woodstock, GA or any of the nearby communities, the agents of Peter Laczko Insurance Inc. are available to help you learn the details about insuring your RV and making the most of your experience. Buying an RV is a major investment and can be quite rewarding if you are properly insured and able to protect yourself from financial loss. Many people who own RVs choose to live in them for a short amount of time each year. This means protecting your RV in much the same way as your home. Most RV insurance policies are designed to cover the same, main points as your other vehicles’ insurance policies, including collision, property damage, and personal injury liability. If you want to be fully protected, you will need to upgrade your policy to a comprehensive, full-coverage policy that covers everything from damage caused by fires and storms to theft and burglar. This will ensure that any damage caused by the vandals is prepared, as well as replacing any personal items that were stolen. The agents of Peter Laczko Insurance Inc. serve the Woodstock, GA area and look forward to working with their clients. With their years of knowledge and experience, they can make sure you remain fully covered at all times and you are able to enjoy your RV experience no matter where you travel to. Our agents can write policies for small or large-sized RVs. If you live in your RV a few months out of the year, we will be able to make sure that your home away from home is just as secure as your primary residence.