Month: June 2020 Why You Need Boat Insurance Posted on June 22, 2020June 17, 2020 by AgentInsure There’s nothing like spending time out on the water. A boat has a way of putting your life at ease. It doesn’t matter if you’re soaking up the sun on a pontoon, out fishing during early morning, or zipping down straights with your motorboat, nothing can compare with time out on the water. And yet far too many people take their boats for granted and fail to insure it. You may even be considering doing exactly this. But why? Your boat represents a rather sizable investment into your outdoor fun (and even your mental health as it can bring with it tranquility). What doesn’t help with your mental health is paying a large repair bill for your boat. If you live around Woodstock, GA, and own or are thinking about owning a boat, our staff here at Peter Laczko Insurance Inc. is here to show you why you need boat insurance. Why You Need To Insure Your Boat You might assume you don’t need to insure your boat. After all, you’ve never had any issues with the boat on the water and crashing into another boat while on the water isn’t likely. Well, accidents can happen on the water (or you can run over something in the water). Beyond this, though your boat might be damaged while in transit. Your auto insurance will not cover this. It also can be damaged while in storage, and if this happens there is no guarantee the property insurance will cover your boat, even if the damage was sustained while being stored off-site in a location that specializes in boat storage. Insure Your Boat It doesn’t matter what kind of boat you own if you have one you need to insure it. You might have questions regarding boat insurance, but don’t worry, we have the answers. So, if you live around Woodstock, GA and are looking at insuring a boat just give our staff here at Peter Laczko Insurance Inc. a call. Why RV Insurance Is A Major Asset Posted on June 15, 2020June 15, 2020 by AgentInsure Located in Woodstock, GA, Peter Laczko Insurance Inc. strives to help people find insurance coverage when they need it most. As an independent insurance agency, we assist our clients by providing them with policies so that they will be prepared when unexpected circumstances arise. RV Insurance RV Insurance is a major asset for motorhome owners in Georgia. RV Insurance ensures that your vehicle is protected. Collision and comprehensive coverage protect your vehicle if it damaged in an accident, as well as any issues related to vandalism or theft. Liability coverage is important, as it protects you if you are injured in an accident. You can also amend your policy to cover your valuables such as electronics, camping equipment, and furniture. The type of coverage you should research depends on the type of RV that you have. Class A RVs include luxury and motor coaches. Class B RVs include cargo vans, travel trailers, and other types of camper vans. Class C RVs cover vehicles that have five wheels. Depending on the class of RV that you have, you can decide whether to add total loss replacement coverage, as well as campsite and vacation coverage. In some cases, you may be able to add emergency coverage that protects you if your RV is down and you have to find food and lodging. Research different storage options as well. RV insurance allows you to cover your belongings as you travel, as well as your passengers. Your policy also gives you the freedom that no matter what arises on the road, you are secure. Peter Laczko Insurance Inc. Can Help You Stop by our office in Woodstock, GA. We will sit down with you and analyze the different RV insurance options so that you can find the right policy for your situation.