5 Reasons New Boat Owners Should Consider Purchasing A Boat Insurance Policy

People purchase boats for different reasons. Some buy a boat to go fishing and others buy boats for recreational purposes. Whatever the reason, boats are expensive. The best thing that you can do when you purchase a boat is to purchase boat insurance as well. There are several reasons that a boat insurance policy is necessary.

Boat Protection

If your boat is stolen, if it is involved in an accident, or if its contents are damaged, your boat insurance will cover it. A boat is a very expensive investment, therefore, you will need insurance just in case something happens.

Insurance is Required in Some Areas

There are certain areas on the water where you would be required to have boat insurance. Many waterways require you to have boat insurance to pass through and many marinas require that you have insurance to keep your boat there or launch your boat from one of their docks.

Winter Months are Dangerous

Many people who keep their boats at a marina for the winter believe that there is no need to carry insurance during these months. This is not the case. Winter is the time when the most fires, thefts, and floods occur on boats. Also, most of the claims that are filed for vandalism are done so in the summer. It is important to keep your boat protected all year long.

Not All Boater Have Insurance

It is important to have boat insurance because many boaters don’t. If another boat collides with yours and they don’t have insurance, you will want to have your own insurance to cover the damage.

Avoid a Lawsuit

If you cause a boat accident and you don’t have insurance, you could be looking at a very expensive lawsuit. Between the damage to the other boat and any injuries to your passengers and the passengers on the other boat, you could end up owing a great deal of money if you aren’t insured.

If you live in the Woodstock, GA area, and would like to get more information regarding boat insurance quotes and coverage, you should contact Peter Laczko Insurance Inc.

How To Plan A Motorcycle Road Trip

There are all sorts of places you can go by motorcycle and it can be exciting to plan. You can choose to stay within the state of Georgia or go anywhere else in the country. In order to plan your road trip, there are a few things to consider.

Are you driving the whole time?

You don’t have to drive the entire time, so this is something to consider. They make various tow packages so you can drive to your destination and then jump onto your motorcycle. If you are concerned with a long distance trip or don’t want to put a lot of miles onto the bike, this may be a consideration.

Find a group.

There may be a local motorcycle group where you plan on going, whether it’s a national park, the Grand Canyon, or New England. Get in touch with them to see what advice they can give you. It may be a way to make new friends and have some people to ride with.

Get your bike serviced.

Allow time for your bike to go into the garage for servicing before you take off on your road trip. This can ensure your oil is changed and your filter is cleaned. Listen to the mechanic in terms of their recommendations to prepare for your trip.

Map it all out.

Don’t start your trip until you have mapped out everywhere you are going. Identify the roads you will take, the gas stations that are along the way, and where you plan on stopping each night. This will ensure you don’t run into problems once on your way, especially if you lose cell signal at any point, which could happen.

Call us at Peter Laczko Insurance Inc. today to get help finding the right motorcycle insurance policy in Woodstock, Georgia.