Get to Know Different Types of Golf Cart Insurance

Golf carts can be a great way to get around a golf course or even around town. However, before you start driving yours around Woodstock, GA, you’ll want to look into insurance coverage options to ensure you’re fully protected if an accident happens.

What are the Golf Cart Insurance Options?

  • Property damage liability insurance– This policy covers the other party’s expenses if you crash into a fence, gate, or another car. It doesn’t cover damage to your golf cart, which is why you’ll want collision coverage in addition to liability insurance.
  • Bodily injury liability insurance– This type of insurance will cover the other party’s medical expenses if you’re involved in a golf cart accident. It won’t cover your medical expenses, but it does cover legal expenses if the other party takes you to court.
  • Comprehensive coverage- Comprehensive coverage provides compensation if your cart is stolen, damaged by a natural disaster, or thrown by a falling object. 
  • Uninsured/Underinsured motorist bodily injury insurance– If you drive your golf cart around town regularly, you’ll want to consider seriously purchasing this type of coverage. It pays your medical bills and those of any passengers you may be carrying if the other party involved in an accident has no or insufficient insurance coverage. 

Call Peter Laczko Insurance Inc. for a Quote

Peter Laczko Insurance Inc. has been serving Woodstock, GA, residents for many years. We take pride in offering great customer service, multiple policy options, and expert advice to help you choose the coverage that best meets your needs. Contact us to learn more or get a quote on the policy of your choice.