Is Your Garage Enough? Storage Tips & Insurance Insights for Classic Cars

Four Walls Aren’t Always a Fortress

In Woodstock, a garage might seem like the ultimate protection for your classic car—until reality proves otherwise. Humid Georgia nights can creep under the door and bead on chrome. A sudden hailstorm can punch through aging roofing, and temperature swings can invite condensation into hidden areas, leading to rust over time. At Peter Laczko Insurance Inc. in Woodstock, GA, we’ve seen garages that shield perfectly—and others that might as well have left the door open.

Insurance Built for the Way Classics Actually Live

Most classic cars don’t endure rush-hour traffic. Instead, they follow a rhythm of weekend drives, car shows, and long winter rests. That’s why your insurance coverage should reflect how you use the car, not just what it is. Agreed value coverage secures the car’s true worth—the restoration work, rarity, and story—rather than relying on a generic market estimate. We also consider where your car is stored. Is it in a climate-controlled shop? A detached garage on a flood-prone lot? These details shape the risks, and the risks shape the policy. At Peter Laczko Insurance Inc. in Woodstock, GA, we ensure your coverage is tailored to your car’s unique needs.

The Smart Storage Playbook

Start with air quality: a small dehumidifier can protect chrome better than any polish ever will. Place tires on rubber mats instead of bare concrete, which can leech their lifespan. Cover your car with breathable fabric—plastic traps moisture and creates a greenhouse effect. Use a trickle charger to maintain the battery, and roll the car a few inches every month to prevent flat spots on the tires. Finally, don’t underestimate the importance of documentation: a quick set of photos now could be invaluable if nature decides to test your coverage.

Your garage might seem “good enough,” but it could be just a roof. The only way to ensure your classic car is truly protected is to pair solid storage practices with insurance designed for the life your car actually lives. Let us help you make that happen.