Safety First: Tips for New Motorcycle Owners

After you purchase your first motorcycle it is understandably hard to avoid the urge to take off on a weekend long trip across Cherokee County. But before you head out for a bit of freedom on the open road, it is a good idea to go over some safety basics to help make sure the road is a safer place for everyone.

Put Safety First While Operating Your Motorcycle

When it comes to protection, nothing will have you and your bike covered better than comprehensive and affordable motorcycle insurance from your local independent insurance agents at Peter Laczko Insurance Inc. Nobody knows Georgia motorcyclists better than out team of experienced independent agents. We make it easy to compare quotes from multiple national providers to find the right level of coverage to meet your needs and your budget.

After you find the right motorcycle policy to fit your needs it is important to take a rider’s course to ensure you’ll be able to handle your bike in any situation. Motorcycle safety courses are designed to help novice riders tackle the basics of motorcycle riding and handling in a fun and interactive environment. In some cases, once you have completed a motorcycle safety course your insurance provider may lower your premiums. 

Next, make sure you are riding with the proper gear. This means taking time to research the best in helmets, gloves, jackets, and riding boots. Keeping comfort in mind, consider purchasing a helmet that has been certified by the Department of Transportation. 

Start Comparing Quotes Today

Get the most out of your motorcycle insurance when you shop for coverage online with Peter Laczko Insurance Inc. Don’t get caught without the right level of coverage when you need it the most! Visit us today to start comparing quotes from top national providers online in just minutes.

Why a Local Insurance Broker is Better

There are many reasons why doing business locally in Canton, Georgia is important. When you conduct business locally you are helping our independent businesses. Taxes go to help improve our infrastructure and schools in the Cherokee County School District. You are supporting your neighbors and helping provide employment in the Canton area. There are ramifications to doing business locally and all of them are good.

Conducting business locally is not only important from a consumer standpoint, but for businesses as well. Business to business activity is every bit as important as encouraging local customers.

If you are comparing rates for commercial insurance, there are some additional good reasons to check locally. A local commercial insurance broker can help you better understand your coverage and make suggestions to fill in any gaps. They are more available for questions and in assisting with claims. They view protection as a whole as opposed to separate policies. They also understand the Canton area and its people and business needs. When you work with an independent insurance agency in Canton, the benefits continue to add up. Independent agents are not tied to a single insurance company. They are free to represent the products and services of multiple companies, finding the best coverage at the best price. In this instance, shopping locally for commercial insurance can actually save you money.

We invite you to contact us and compare. If you are interested in comparing auto or homeowners insurance you can do it from the convenience of any internet connection. We offer comparative quotes online from our website. We will quickly go to work in saving you money.

Individuals and businesses alike can make a positive impact in Canton by conducting more business locally. We encourage you to join us in doing so.

Making Commercial Insurance Easier to Understand

Georgia is home to multi-international companies, small home-based businesses and everything in between. If you are a business owner you have a common need for commercial insurance with other business owners in the state. It’s time to make that commercial insurance easier to understand.

Let’s put commercial or business insurance into broad categories to better understand how it works.

Product Liability – This protects manufacturers from claims against them as the result of injuries or damage from a product they created. Unless you are producing a product, this would not apply to you.

Professional Liability – Professionals who provide services may need this coverage. It covers what are referred to as “errors and omissions”. These can include malpractice and negligence and is valuable for professionals like doctors and financial advisors.

General Liability – Most businesses can use some form of general liability. It can protect against injuries occurring at your business but can also cover issues like slander and legal costs associated with a lawsuit.

Property – Commercial property insurance comes in Basic Form, which spells out the coverage, and Special Form, which covers general perils and then specifically spells out what it does not cover.

Home-Based Business Insurance – You shouldn’t count on homeowners insurance to cover a home-based business. You may need separate small business coverage or inquire if you can get a rider on your homeowners policy.

If you have questions, please feel free to contact us at Peter Laczko Insurance. We can help you better understand the difference between business insurance coverage and may even be able to save you money.

Visit our website to get a comparative quote on your homeowners or auto insurance from our website. When you see the savings, we hope you will ask us to quote your commercial insurance. We look forward to serving you.

I Received A Policy Increase: Now What?

Kennesaw, Georgia is a bustling city found within the metropolitan of Atlanta. It has a long history, which originated with the presence of a railroad. Today, there are many things to see and do and the economy is strong thanks to the many local businesses.

When you call Kennesaw home, you have to be cognizant of what you spend each year in homeowner’s insurance. If you receive a policy increase, there are things that you can do in order to reduce the costs.

The first thing to do is obtain quotes from multiple insurance companies. As independent agents, we can help with all of this. When you have multiple quotes in front of you, it’s possible to look at what each company is offering and find out if one has a better price.

The second thing to do is ensure the policy has all of the discounts that you qualify for. Such things include:

– Security system

– New locks

– Window film

– Organization affiliations

– Multiple policies with same company

You never know what you can receive a discount on unless you ask, so there’s no harm in making the inquiries. What you thought was standard may provide you with a substantial discount and that’s why we’re here. Our goal is to try and save you as much money as possible.

A policy increase isn’t the end of the world, especially if it’s only a small amount. However, if there’s any way of lowering the cost of the policy, you should at least make the attempt. Changing insurance companies has the potential to save you hundreds of dollars a year.

Call and talk to one of our agents today. We can help you get quotes for your homeowners insurance in Kennesaw so you don’t have to do all the work.

How Much Can A Personal Injury Claim Really Cost Me?

Mountain Park, GA is a gorgeous area found within the western part of the state. The views are breathtaking and it was created as a nature reserve. You will only find residences throughout the ZIP code of 30087 as that is all it has been zoned for. All of the things to do within town have to do with outdoor recreation as all businesses are located outside of the town limits.

When you look at homeowners insurance, you want to make sure it includes personal injury claim coverage. The reason is because a claim has the potential to become very expensive. You don’t want to encounter a claim that could cost you thousands of dollars out of pocket. The insurance company will pay the claim if you have the coverage and that protects you financially.

A personal injury claim in Mountain Park could cost hundreds, thousands, or even tens of thousands of dollars because of legal costs as well as the claim itself. It all depends on how a person was injured and how their recovery goes. If a person spends a number of days in the hospital, undergoes surgery, and then has months of rehabilitation, then the bill could be very high – and this is not something you want to pay.

You are responsible for what happens on your property. If someone gets into an accident after drinking too much wine at a party you host or they fall down the stairs of your home because you didn’t have a railing, then you are responsible.

The good thing about homeowner’s insurance is that you can have the necessary coverage for your home in the 30087 area of Georgia.

Contact one of our agents today and let us find you quotes for an affordable policy in Mountain Park.

Car Insurance In Mountain Park: How To Get The Best Quotes

Mountain Park, GA is a unique area because it’s only zoned for residential buildings. All residents in 30087 have to do their shopping and other business outside of town, though there are plenty of neighboring towns to choose from.

When you’re out on the roads on Mountain Park, you will need car insurance. The best quotes are out there and you will want to work with agents to help you get them. This way, you can learn about all of the coverage options and determine which company has the most affordable rates.

We have independent agents to help you with the quotes. Independent means that we are independent of any insurance companies out there. This allows us to talk to you about all of the available companies. We will show you the pros and cons of each company and help you to find a policy with the most coverage.

There are plenty of coverage options available to you in Mountain Park, GA. You will want to look at such things as:

– Liability above and beyond state requirements

– Collision

– Comprehensive

– Uninsured motorist

– Rental car coverage

– More

As you drive throughout the 30087 area and beyond, you want peace of mind. There are accidents on the roads of GA every day and it’s important to be prepared. Car insurance can protect your car on the roads and off, including with what could happen in a parking lot or because of hail.

There’s no need to get the quotes on your own. We have some of the best agents around and we will help you with getting the most affordable policy with the maximum amount of coverage so you don’t have to worry about those “what if” scenarios. Contact us today for more information.

Your Home, Your Insurance, and Woodstock Georgia

Living the woods of Woodstock GA has its own joys and hazards. Joys comes as plenty of hunting and fishing with the young’uns. High Adventure Company Fishing can fix you right up with their own brew of fishing twine, rods, reels and worms. If sneaking in the woods comes more your cup of desire then take your sassy self to Carnage Paintball. Camouflage, ambush, and being in a bush come as a legitimate means of playing with an eruption of color all over your targets body. Always wanted to handle a gun like an expert? Well go to Woodstock GA Pannells Firearms. They will show how to slide the mechanism to get the best bolt action and then to shoot what you aim for. After a day of play returning the home has its own thrills and dangers as any local insurance agent can tell you.

Creating Sanctuary

The wild wooly woods makes you appreciate the safe and soundness of your home. As your local insurance agent I can tell you Woodstock has some unique issues all its own. Due to the underlying terrain Georgia has sinkholes. A foundation and porch can disappear as rock and soil destabilize. For this unexpected turn of events a homeowners insurance policy that covers such sinking is a must. Options do exist to repair the sinkhole process and some standard policies cover earth movement of that type. Other supplement policies exist that offer protection against such catastrophes. Come to my website. Do a search. Get some prices. We can chat about the policies you found and I can show you what I have. A cup of coffee is waiting and a chair pulled out just for you.

Will A Learner’s Permit In Woodstock Cost More In Car Insurance?

Woodstock, Georgia is the place to be, according to many of its residents. There are microbreweries, a bustling downtown, and a number of other attractions. The area is quickly growing and has a population of around 24,000 people. There are plenty of restaurants and galleries to visit and depending on where a person is headed, the roads can be crowded.

When you have a learners permit in your household, it has to be added to your car insurance policy. The question is, will your policy become more expensive? It all depends on whether you work with agents who have your best interests in mind or not.

We are independent agents, which basically means we work with an array of insurance companies throughout Georgia. This works out to your benefit because it allows us to provide you with more quotes and more information about the options that are out there. We don’t push one company over another and this should give you the confidence that you’re looking at the best overall picture.

A learner’s permit is going to cost a little more than without one in the home. This is because there is a higher risk thanks to the new driver. However, with our agents working for you in Woodstock, it’s possible to find the lowest possible premium.

Since there is a learner’s permit on your car insurance policy, it may also be advantageous to explore more liability than the minimum in Georgia – and this is something we can discuss with you. It protects you financially in the event that there is an accident that involves a lot of property damage or personal injuries.

A policy doesn’t have to be expensive, so you have to be realistic about what you can afford and gain help from our agents. Call and receive assistance today!

A Learner’s Permit And Car Insurance

Throughout Woodstock, Ga, there are plenty of things to keep you busy. With shopping, concerts, farmer’s markets and more, you are always on the go. As soon as you have a child that reaches driving age, they are going to want to be on the go as well. A learner’s permit opens up all sorts of issues with car insurance and you want to know how it’s going to impact your policy.

With someone in your house that has a GA learner’s permit, they need to be added to your car insurance policy. This will allow them to drive throughout Woodstock and beyond, as long as they have a licensed driver in the car with them.

Adding a young driver to your policy can be expensive and that’s why we have agents to help you find the best policy. We’re going to make comparisons between multiple companies so you can get a clear idea as to who has the cheapest policy.

Our agents want to make sure you have sufficient coverage with someone who has a learner’s permit. The young driver doesn’t have that much experience on the roads of Woodstock GA and therefore you have to consider higher levels of liability and other forms of coverage as well. This ensures that, in the event of an accident, you are not paying for some of the damages and hospital bills out of your own pocket.

Allow our agents to find car insurance that works for the needs of your household. You may have a young driver that you need to insure, but that doesn’t mean you have to pay a fortune. Affordable insurance is out there and we can help to find it.

Find out more about insurance and start getting quotes today!

Homeowner’s Responsibilities In Woodstock

When you live in Woodstock, GA, homeowner’s insurance is a must to keep you well protected. There’s shopping, dining, and a wide array of events held in the city throughout the year and this makes it that much more desirable to live in the 30188 ZIP code. With a farmers market through the winter and concerts in the summer, it’s no wonder you chose to make this city your home.

You don’t want anything to happen to your home and that’s why you have to make sure you are protected against everything. A homeowner’s policy can have all sorts of levels of coverage and if someone makes a personal injury claim against you, you want insurance to pay for it.

Why would someone file a personal injury claim? There are countless reasons, including:

– Leaving your home intoxicated

– Falling down your stairs

– Tripping on your walkway

– Hurting themselves out at the pool

It’s not just your guests that you have to worry about, but also solicitors, contractors, and anyone else who comes to your home, whether they were invited or not. While your home in Woodstock is going to be covered against at least the basics, you want to make sure it is covered against all that you want.

Don’t be shocked when your homeowner’s insurance denies a personal injury claim. If you don’t have the coverage you need for your home in the 30188 ZIP code, then allow us to help. Our independent agents can help you find the necessary coverage and explain all of the benefits to having more coverage.

Whether you live in the 30188 area of Woodstock or elsewhere in GA, your home needs to be protected – and we can help.

Call today and let us find you affordable insurance!