Yacht owners in Woodstock, GA understand the importance of boat and watercraft insurance. These policies can usually be specially tailored to meet your needs. You can get watercraft coverage for a yacht, but there are a couple of things to keep in mind. 

Agreed Upon Value

It’s always important to have your boat appraised and ensure your policy provides enough coverage if your yacht is destroyed. Most large vessels are more expensive than other boats, so agents at companies like Peter Laczko Insurance Inc. will usually work with you and agree on the value of the boat. 

Navigational Limits

Always ask your agent how far you can go with your yacht. Many policies do not provide coverage in international waters. Make sure you know how far your coverage extends before you plan a trip.

Add-Ons

You can get add-ons with boat and watercraft insurance just like you can with car insurance. Many companies offer wreckage cleanup and towing, which may include fuel spills. Some offer fuel delivery in case you run out of fuel in between marinas. 

Without this coverage, you can wind up paying thousands for a tow to a local marina. If there’s a fuel spill, the EPA can fine you every day that the spill isn’t cleaned up. That’s not including the cost of the environmental damage you cause. 

Here at Peter Laczko Insurance Inc., we understand the importance of making sure your boat is covered without purchasing coverage you don’t need. Our empathetic agents will work with you to get you the necessary coverage. Contact us today. We’re currently serving the Woodstock, GA area.