Protect Your Home Insurance and Avoid Liabilities During the Holidays

It’s true. Your home insurance protects you from mishaps throughout the year. Damage stemming from natural disasters, fires, and incidental losses may all be covered by your policy. During the holidays, it’s easy for these mishaps to occur, but it’s even easier to prevent liabilities.

Fix Walkways

If you anticipate having guests at your home, then you have to prepare your home. One of the most common overlooked problems with a home is its walkway. Cracks and missing stones can trip guests and cause them to be injured. If this happens, you may be reliable. As such, take measures now to prevent potential liability issues with guests in Woodstock, GA.

Remove Ice from Your Walkway

Another common holiday problem facing homeowners in Woodstock, GA is ice. Winters in Georgia can lead to ice accumulating on your driveway and steps. If you don’t remove the ice, and someone slips and falls, you may be sued. The solution to the problem is as simple as removing the ice and salting your driveway and porch.

Don’t Let People Drive Intoxicated

Did you know you may be responsible for someone getting into an accident after they leave your home? If you serve spirits and a person gets into an accident leaving your holiday party, the victim may be able to sue you. You can avoid this problem by preventing people from driving after they’ve had adult drinks. To make it simple, become a designated driver at your holiday party. As the designated driver, you reduce your liability risks.

With the holidays around the corner, you don’t want to ruin your event by creating liability issues. Instead, take measures to protect your home to ensure everyone remains safe this year. Additionally, if you would like to know what is covered by your home insurance policy, we encourage you to give us a call. It’s better to be safe than sorry when it comes to having enough home insurance coverage.