With slower stops, very tall semi-trailers on the back, and wide turns to be made, trucking can be dangerous and not for the faint of heart. This means that not only is it important for a truck driver to drive wisely and very safely, but to obtain the correct amount of trucking insurance in case of an accident. The insurance agents at Peter Laczko Insurance Inc. in Woodstock, GA know and understand the importance of having an adequate trucking insurance policy in place.
What Does Trucking Insurance Cover?
Trucking insurance is very similar to auto insurance, including the fact that liability insurance is required in the state of Georgia for all drivers, including truck drivers. Liability insurance will pay for any injuries or property damage sustained by someone else in an accident caused by the driver of the truck.
This type of liability insurance is the same as a regular liability auto insurance policy but it covers the truck driver if he has an accident when he’s using the truck for non-work purposes.
Cargo insurance will assist in compensating for any damaged or lost cargo during the transportation process.
Comprehensive trucking insurance coverage will cover the truck if it is damaged or destroyed by a natural disaster, a fire, or vandalism. This coverage option will also help pay to replace the truck if it is stolen.
This type of insurance will cover any damage that is caused due to a collision with another vehicle or an object. For example, if the driver of a truck backs into a building while attempting to unload its cargo, this will cover any damages to the truck and the building.
Bobtail insurance will cover a truck that is being driven without the trailer attached.
To obtain the best trucking insurance policy for you and your situation, contact the experienced and trusted agents at Peter Laczko Insurance Inc. in Woodstock, GA to get your policy started!