The age at which your vehicle will fall under the "antique" or "collectible" category is entirely dependent upon the state where you live. It is best to speak with an antique auto insurance provider in your area to get the exact requirements for this type of insurance, but the general guidelines below may help.

In most states, the age requirement for a car or truck to be categorized as an antique is usually at least 25 years. Some states have a 35 year requirement. More rarely, certain states have antique auto requirements of only 20 years. However, 20 years is the minimum age at which any U.S. state will classify an auto as a classic or as an antique.

The age of the vehicle might not be the only determinant, and each state does have their own individual guidelines regarding what cars are fit to bear that coveted "classic car" license plate. Just because a car is very old does not necessarily mean that it is going to be given the antique auto designation. One example would be that if you have a vehicle that is 35 years old, but is in a bad state of repair and is not currently running. Such a car would be unlikely to be classified as an antique for insurance purposes.

If you own a vehicle that you feel might qualify for antique auto insurance, our insurance agents would be happy to talk to you about getting the coverage that you need. We offer competitive pricing and live comparative rates from multiple major carriers, all in one convenient place. Feel free to give us a call or to use our comparison tool on our website anytime! We are happy to help you get the antique auto coverage you need.

On a typical Saturday morning in Woodstock, GA, you head for the grocery store to stock up on food for the week. Everything seems normal as you pull into a prime spot in the parking lot. After doing your shopping, you leave the store and head back to your vehicle. As you get closer, your smile turns to a frown. Someone has hit your car and left a big dent in the side.

After looking at the damage for a minute, the next thing you do is to look for a note on your windshield. There is none. Then, you survey the area and look for someone who might have witnessed the accident. No luck there. You have been the victim of a hit and run. The driver who backed into your vehicle is long gone and you are left with only a few options. You could take your automobile to a body shop and pay for the repairs out of your own pocket, or you can file a claim with your insurance carrier.

If your Georgia auto insurance policy includes uninsured motorist coverage, it will cover properly documented claims. Damages to your car in such instances are also covered under the provisions of your automobile collision coverage. If someone backs into your parked vehicle and the driver can not be identified, you should take pictures of the damage and note the date and time of the incident. Then contact the police and your insurance company to report the incident.

It is understandable that you might be upset after such an incident. However, don’t let it completely ruin your day. Parking lot accidents happen every day. When the other driver who caused the damage can not be found, your insurance will pay to have your vehicle repaired.