How Your Home Insurance Provides Protection for Family Parties

Part of the joy of owning your own home is inviting all your Woodstock, GA area friends and family to come over for a special celebration. If you ever worry about what would happen to your personal savings account if somebody was injured on the deck or in the pool, your home insurance policy from Peter Laczko Insurance Inc. is here to provide reassurance and protection.

Trip and Falls Do Happen

No matter how diligent you are in maintaining your home, it is always possible for somebody to trip on the front steps or slip around the pool.  They are called accidents for a reason. When it happens on your property, it is likely that you may be found responsible for the costs incurred in the emergency room and while your friend recovers. That is only fair, but not the end of the world.

Liability Coverage Takes Care of Medical Payments

Part of every home insurance policy is a liability section. This helps to cover the expense of seeking medical treatment and even for living expenses when somebody is injured on your property. You are generally responsible to pay for a minimal deductible while the insurance company takes care of the rest, up to an agreed upon maximum amount. 

Party On with Confidence

What does this mean? Feel free to open the doors of your Woodstock, GA home and welcome in your family for some fun over the long weekend. Since you have a home insurance policy from Peter Laczko Insurance Inc. you are protected from the unexpected incidents that may arise during any celebration. If you are wondering if your liability is sufficient, give our local insurance agents a call and we will be happy to review your policy today.