Do I have to pay for full RV coverage even during the months I’m not using my RV?

If you are an RV owner that travels for only part of the year, you may be eligible for a type of insurance coverage that will change your policy to a partial one while you don’t have it on the road. This is a much less expensive option and can be an excellent choice for people who don’t use their RV year round.

Woodstock, GA Recreational Vehicle drivers who travel for part of the year and stay home for the remainder of the time might be interested in a policy typically known as an RV storage policy. This policy allows you to place the coverage that you don’t need in a suspension mode while you are off the road.

The storage policy will typically allow you to keep your emergency coverage, but you just won’t have the coverage for driving. For example, a storage policy would usually cover perils such as fires, theft, and vandalism since these are perils that can happen while your Recreational Vehicle is parked. Most things that can happen on the road would no longer be covered.

By choosing a storage policy, you can still insure your RV for those things you need coverage for, but you’ll be able to save a good amount of cash since you’re suspending driving coverage. When you’re ready to drive again, just let your agent know and we can get you fully covered again.

Don’t take a chance on being under-insured because you’re not certain about what RV coverage is right for your situation. Our agents are available for live quotes by phone or over the Web, so feel free to contact us anytime!